HELP! - Have You Been Contacted By NCO?

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We need to speak with anyone in California who received an initial letter from NCO, after July 1, 2004, that was blank on the back of the letter (no printing). If you received such a letter, please email us at info@westcoastlitigation.com

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West Coast Litigation's Web Site!

PLEASE NOTE! We can't tell if you have a case without speaking to you. Every state has different laws. Any opinions we offer must be considered mere lay opinions and not legal advice. If you feel you might have a case, you should speak with an attorney licensed in your state of residency. We are only licensed in the State of California.

WestCoast Litigators is one of the finest consumer advocate attorney firms on the west coast.

Attorney Robert Hyde is usually available to answer questions to the best of his ability. If you happen to live in the San Diego area and are in the need of a consumer advocacy attorney this is the firm to contact.

Attorney Bob Lock also knows these people and I believe that he will also recommend them.

It seems that they must be after NCO in a big way and if so that is great so if you happen to be in a position to send them such a letter as they are seeking please take a moment and give them a call.

Here is the deal with NCO.

California requires debt collectors place certain information in their letters and NCO is failing to do so. We have one of the letters but NCO claims it is an exception. (We disagree and are hoping to find others.)

Beginning on July 2004, all debt collectors working in California, in their INITIAL COMMUNICATIONS, must include the following notice to California consumers:

"The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov."

NCO did not do this and we are currently suing them for it. However, they claim the one letter we have found was a printing error. We find this hard to believe and are hoping we can find other California consumers who received an initial communication from NCO after July of 2004 without this notice.

Any help is appreciated.

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Robert L. Hyde, Esq.

Hyde & Swigart, Attorneys at Law

110 West "C" Street, Suite 2018

San Diego, CA 92101

619-233-7770 (Office) and 619-330-4657 (Facsimile)

bob@westcoastlitigation.com

www.westcoastlitigation.com